About

• Description
• YOUR PURPOSE
• The Chief Financial Officer (CFO) is a key member of the executive leadership team responsible for developing and executing financial strategies that ensure the credit union’s fiscal health while driving sustainable growth. Oversees all financial functions, including planning and financial strategy, forecasting, budgeting, asset-liability management, regulatory compliance, and operations. The CFO ensures financial sustainability, compliance with regulatory requirements, and alignment of financial strategies with the organization’s goals. Responsible for fostering strong relationships with internal and external stakeholders such as regulators and auditors. This position plays a strategic role in driving growth, innovation, and operational efficiency while maintaining the highest standards of financial integrity.

• YOU ARE RESPONSIBLE FOR
• Strategic Leadership
• Develop and execute financial strategies that align with the credit union’s mission, vision, and strategic goals
• Develop credit union Strategic Plan in collaboration with Senior Management Team and Board of Directors
• Collaborate with the executive team to drive sustainable growth, profitability, and member value
• Provide financial insights and recommendations to the CEO and Board of Directors to inform decision-making
• Financial Planning & Analysis
• Oversee budgeting, forecasting, and financial modeling processes to ensure accurate and timely financial reporting
• Monitor financial performance against strategic and operational goals, identifying opportunities and risks
• Lead the evaluation of new business opportunities, including mergers, acquisitions, and investments
• Accounting & Reporting
• Ensure accurate and timely preparation of financial statements in compliance with GAAP and regulatory standards
• Direct the management of accounts, payroll, and internal financial controls
• Serve as the primary liaison with external auditors and regulatory agencies during examinations
• Treasury & Asset Liability Management
• Oversee liquidity management, capital adequacy, and interest rate risk strategies
• Optimize investment portfolios and funding strategies to meet long-term goals
• Manage the credit union’s cash flow, ensuring alignment with operational needs and regulatory requirements
• Coordinate Asset and Liability Committee (ALCO) functions and ensure strategies and recommendations reflect credit union-approved financial strategies, policies, and performance
• Regulatory Compliance, Risk Management & Procurement Support
• Ensure compliance with all applicable laws, regulations, and internal policies
• Collaborate with risk management team to identify, assess, and mitigate financial and operational risks
• Provide leadership in stress testing, contingency planning, and scenario analysis
• Support and enable vendor procurement strategies by providing cost analysis of vendor pricing or other like processes
• Leadership, Management & Collaboration
• Is a participative, collaborative, and supportive Team Member to Senior Management colleagues
• Engage/participate in organization-wide strategic planning
• Promote cross-departmental collaboration and alignment with financial goals
• Advise and partner with senior leadership on financial goals and recommend strategies
• Lead and manage Finance & Accounting Team, fostering a culture of accountability, innovation, and continuous improvement in accordance with the organization's policies, priorities, processes, and applicable laws
• Coach and develop the team for effective performance, structure, roles, succession, and redundancy. Plans, assigns, and directs work; appraises performance; rewards and disciplines employees; addresses complaints and resolves problems
• Supports project and other related work needs, such as mergers
• Performs such other duties and accountabilities as assigned by the Chief Executive Officer
• Capabilities
• Aligns with and supports fellow Senior Managers in communicating the vision, mission, and values of the organization
• Help develop others by sharing knowledge, educating, and/or mentoring on financial concepts or other key leadership topics
• Able to fulfill key responsibilities in financial health strategy, planning, and framework
• Excellent communication skills, with the ability to influence and build consensus among stakeholders
• Collaborative leader capable of driving or supporting change
• Strategic thinker with a proactive and in-depth understanding of the financial services industry
• Commitment to ethical standards and maintaining the highest level of integrity
• Ensures business unit structure and team members are efficient, effective, and skilled through coaching and development efforts (directly or indirectly)
• Ensures required deliverables, reports, and documentation are complete, accurate, and timely
• Ensures information, data, equipment, etc., are managed and secure as appropriate
• Establishes and maintains good business relations with users, vendors, trade professionals, regulators, etc.
• COMPENSATION
• At Horizon Credit Union, we believe in attracting and retaining talented team members who embody our CORE Values of Capability, Optimism, Responsibility and Empathy. Our pay values are reflected in our compensation philosophy, which rewards individual performance and the potential to contribute to our teams’ overall success long-term.

• The full pay range for this position across all the states in which we hire is $270,173.00 - $459,295.00 annually. The figures shown represent the minimum and maximum of the range for this role. Individual offers are made dependent upon a candidate’s experience, education, and skill level.

• Benefits, Perks, and Other Good Stuff

We know there’s more to life than just a job. Our benefits are designed to help support our employees and their well-being. Take a look at what we have to offer

• · Medical, Dental, & Vision Insurance for full-time and reduced full-time employees & their families
• · Telemedicine for part-time employees
• · Paid Group Life and Disability Insurance
• · Employee Assistance Program
• · Tuition Reimbursement Program
• · 401K Retirement Savings
• · Employer 401K Retirement Contributions & Matching upon eligibility
• · Discretionary Annual Incentive Bonus based on eligibility criteria

· Paid Time Off per Full Calendar Year

• § 10 hours of PTO per month (prorated for reduced full-time and part-time)
• § Paid Birthday Holiday
• § 2 Paid Wellness Days
• § Up to 24 hours of Paid Volunteer Time annually
• § 11 Paid Holidays
• · And More!

• SUCCESS LOOKS LIKE
• The Leading the Organization Success Profile is a set of competencies that are essential to leaders who guide the organization. The focus of these leaders is to be strategic and cross-functional in their thinking, balancing future goals and present needs, setting vision and purpose that engages and moves the organization forward. They are also responsible for leading teams, getting results through others, and developing their direct reports to reach their full potential.
• Balances Stakeholders: Aligns diverse interests, builds trust, and ensures transparency in decision-making
• Drives Engagement: Fosters a high-performance culture, empowers teams, and promotes inclusivity and collaboration
• Drives Vision & Purpose: Effectively communicates vision, translates strategy into action, and champions innovation
• Financial Acumen: Interprets and applies understanding of key financial indicators to make better business decisions
• Plans and Aligns: Plans and prioritizes work to meet commitments aligned with organizational goals
• Strategic Mindset: Anticipates market trends, adapts to change, and leverages data for informed decisions
• Requirements
• EXPERTISE YOU NEED
• Education & Experience
• Bachelor's degree in Accounting, Finance, or a related field. Minimum ten years of progressive leadership experience in financial management within the banking or financial services industry. Demonstrated leadership and in-depth knowledge of bank financial operations, regulatory compliance and financial risk management practices. Master of Business Administration (MBA) or Certified Public Accountant (CPA) designation preferred.
• Capabilities
• Deep understanding of credit union regulations (NCUA, DFI, CFPB) and GAAP
• Expertise in financial forecasting, budgeting, and advanced financial modeling
• Strong interpersonal and communication skills, with the ability to influence stakeholders at all levels
• Proficiency with financial systems and tools, including core banking software and ALM systems
• Strong analytical and problem-solving skills, with the ability to assess complex data, provide actionable insights, and make sound recommendations
• Exceptional communication and presentation skills, with experience engaging executive leadership and Boards of Directors
• Balanced, disciplined, and innovative approach and mindset
• Critical-thinking and strategic mindset
• Objective approach to addressing opportunities and resolving challenges
• Display agility and ability to assess and adjust or fine-tune the plan as needed to support overall objectives
• Strong leadership and management skills
• Effective project management and resource planning skills
• ABLE TO
• To perform the essential functions of this position an employee must be able to meet the following workplace demands: the ability to converse with others, detect sound, identify, and detect objects, count, read, write, operate a computer, handle, and feel objects, reach with hands/arms and be stationary and/or stand and/or move for long periods. Occasionally an employee will lift/pull/push and carry up to 25 to 50 pounds, stoop, kneel, crouch, crawl, climb, and be able to maintain balance doing these activities. The position requires sound reasoning, good judgment, and the ability to apply knowledge to work activities. The noise level is moderate and typical of a normal office environment. In accordance with the Americans with Disabilities Act, Horizon Credit Union will provide reasonable accommodation/s to qualified individuals with disabilities to perform essential functions, unless such accommodations would cause the employer undue hardship. To request accommodation, please contact Human Resources.

• ABOUT THIS JOB DESCRIPTION

The statements in this job description are intended to describe the essential functions and minimum qualifications for this position and are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Job descriptions are not intended, nor do they create an employment contract, and are subject to change at any time to accommodate business necessities. The Credit Union maintains its status as an at-will employer where applicable. In support of Horizon CU’s goals employees may perform other duties as assigned and all employees are expected to

• Exemplify our CORE Values
• Promote teamwork and collaboration
• Provide our members with the highest quality service